Compare
Pick the one that fits. Here is where we differ.
Four honest comparisons. Each one says when the other product is the right call, and what you get here that you would have to ask for there.
| Platform | Per payee / month | Implementation | AI agents | Model provider | To run it | |
|---|---|---|---|---|---|---|
| Incentives.guru | $30 flat, only for payees paid that month | $0 | Seven included, plus any you build yourself, no code | Your choice, your keys: Claude, Bedrock, Gemini or OpenAI | Your comp team, no consultants | Pricing |
| CaptivateIQ | $60 to $90 | $15k to $50k | Three agents, 2026 | Theirs, inside their platform | ~1 FTE or consultants per 1,000 payees | Full comparison → |
| Xactly | $60 to $100 | $25k to $75k | Agents, top tier | Theirs, inside their platform | ~1 FTE or consultants per 1,000 payees | Full comparison → |
| Spiff | $75 | $10k to $25k | Assistant; agents on roadmap | Theirs, inside their platform | ~1 FTE or consultants per 1,000 payees | Full comparison → |
| Varicent | $50 to $60 | $30k to $100k | Four assistants, quoted | Theirs, inside their platform | ~1 FTE or consultants per 1,000 payees | Full comparison → |
Competitor prices are third-party estimates of quote-only pricing as of November 2026 and vary by deal. Running cost is what buyers report: about one admin FTE or a consulting retainer per 1,000 payees, roughly $200k a year. If your quote differs, tell us and we will correct the page.